SmarterDividends

MA vs NBTB: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NBTB offers the higher yield at 3.09%, NBTB has the higher dividend-safety score, and NBTB trades at the larger discount to fair value (+143%).

MetricMANBTB
Forward yield0.61%3.09%
Annual dividend$3.48$1.60
Payout ratio18%36%
Years of growth14 yr13 yr
5-yr dividend growth13.7%5.6%
5-yr total return64%43%
Dividend safety score88 (A)99 (A)
Fair value estimate$573.72$125.91
Upside to fair value+1%+143%
Frequencyquarterlyquarterly
Market cap$498.6B$2.7B
P/E ratio31.312.6

Higher yield

NBTB

3.09%

Safer dividend

NBTB

Grade A

Faster growth

MA

13.7%

Better value

NBTB

+143% upside

MA vs NBTB — FAQ

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