MA vs NBTB: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NBTB offers the higher yield at 2.98%, NBTB has the higher dividend-safety score, and NBTB trades at the larger discount to fair value (+138%).
| Metric | MA | NBTB |
|---|---|---|
| Forward yield | 0.62% | 2.98% |
| Annual dividend | $3.48 | $1.60 |
| Payout ratio | 18% | 41% |
| Years of growth | 14 yr | 13 yr |
| 5-yr dividend growth | 13.7% | 5.6% |
| 5-yr total return | 56% | 46% |
| Dividend safety score | 89 (A) | 98 (A) |
| Fair value estimate | $558.11 | $124.72 |
| Upside to fair value | +3% | +138% |
| Frequency | quarterly | quarterly |
| Market cap | $497.7B | $2.8B |
| P/E ratio | 32.6 | 15.2 |
Higher yield
NBTB
2.98%
Safer dividend
NBTB
Grade A
Faster growth
MA
13.7%
Better value
NBTB
+138% upside
MA vs NBTB — FAQ
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