BAC vs RLI: Which Is the Better Dividend Stock?
As of June 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.00%, RLI has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+50%).
| Metric | BAC | RLI |
|---|---|---|
| Forward yield | 2.00% | 1.32% |
| Annual dividend | $1.12 | $0.72 |
| Payout ratio | 27% | 15% |
| Years of growth | 12 yr | 38 yr |
| 5-yr dividend growth | 8.4% | 5.9% |
| 5-yr total return | 36% | 4% |
| Dividend safety score | 86 (A) | 96 (A) |
| Fair value estimate | $83.90 | $73.38 |
| Upside to fair value | +50% | +35% |
| Frequency | quarterly | quarterly |
| Market cap | $397.6B | $5.0B |
| P/E ratio | 13.9 | 12.7 |
Higher yield
BAC
2.00%
Safer dividend
RLI
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+50% upside
BAC vs RLI — FAQ
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