HSBC vs RLI: Which Is the Better Dividend Stock?
As of July 2026, HSBC and RLI are closely matched. HSBC offers the higher yield at 3.62%, RLI has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+22%).
| Metric | HSBC | RLI |
|---|---|---|
| Forward yield | 3.62% | 1.11% |
| Annual dividend | $3.75 | $0.72 |
| Payout ratio | 62% | 14% |
| Years of growth | 0 yr | 38 yr |
| 5-yr dividend growth | -13.8% | 5.8% |
| 5-yr total return | 291% | 13% |
| Dividend safety score | 70 (B) | 99 (A) |
| Fair value estimate | $126.29 | $73.89 |
| Upside to fair value | +22% | +19% |
| Frequency | quarterly | quarterly |
| Market cap | $351.9B | $6.0B |
| P/E ratio | 17.2 | 13.8 |
Higher yield
HSBC
3.62%
Safer dividend
RLI
Grade A
Faster growth
RLI
5.8%
Better value
HSBC
+22% upside
HSBC vs RLI — FAQ
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