BAC vs SBI: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SBI offers the higher yield at 6.96%, BAC has the higher dividend-safety score, and SBI trades at the larger discount to fair value (+75%).
| Metric | BAC | SBI |
|---|---|---|
| Forward yield | 2.21% | 6.96% |
| Annual dividend | $1.28 | $0.50 |
| Payout ratio | 26% | 83% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | 11.8% |
| 5-yr total return | 21% | -24% |
| Dividend safety score | 86 (A) | 64 (C) |
| Fair value estimate | $91.91 | $12.75 |
| Upside to fair value | +59% | +75% |
| Frequency | quarterly | monthly |
| Market cap | $393.0B | $102.1M |
| P/E ratio | 13.0 | 11.9 |
Higher yield
SBI
6.96%
Safer dividend
BAC
Grade A
Faster growth
SBI
11.8%
Better value
SBI
+75% upside
BAC vs SBI — FAQ
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