SmarterDividends

MA vs SBI: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. SBI offers the higher yield at 6.96%, MA has the higher dividend-safety score, and SBI trades at the larger discount to fair value (+75%).

MetricMASBI
Forward yield0.61%6.96%
Annual dividend$3.48$0.50
Payout ratio18%83%
Years of growth14 yr3 yr
5-yr dividend growth13.7%11.8%
5-yr total return68%-24%
Dividend safety score88 (A)64 (C)
Fair value estimate$574.22$12.75
Upside to fair value+2%+75%
Frequencyquarterlymonthly
Market cap$487.0B$102.1M
P/E ratio30.611.9

Higher yield

SBI

6.96%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

SBI

+75% upside

MA vs SBI — FAQ

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