BAC vs SMBC: Which Is the Better Dividend Stock?
As of July 2026, SMBC (Southern Missouri Bancorp, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.04%, SMBC has the higher dividend-safety score, and SMBC trades at the larger discount to fair value (+86%).
| Metric | BAC | SMBC |
|---|---|---|
| Forward yield | 2.04% | 1.30% |
| Annual dividend | $1.28 | $1.02 |
| Payout ratio | 26% | 16% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 9.9% |
| 5-yr total return | 49% | 72% |
| Dividend safety score | 85 (A) | 99 (A) |
| Fair value estimate | $102.38 | $144.59 |
| Upside to fair value | +65% | +86% |
| Frequency | quarterly | quarterly |
| Market cap | $428.6B | $862.3M |
| P/E ratio | 14.5 | 12.3 |
Higher yield
BAC
2.04%
Safer dividend
SMBC
Grade A
Faster growth
SMBC
9.9%
Better value
SMBC
+86% upside
BAC vs SMBC — FAQ
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