HSBC vs SMBC: Which Is the Better Dividend Stock?
As of July 2026, SMBC (Southern Missouri Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.62%, SMBC has the higher dividend-safety score, and SMBC trades at the larger discount to fair value (+86%).
| Metric | HSBC | SMBC |
|---|---|---|
| Forward yield | 3.62% | 1.30% |
| Annual dividend | $3.75 | $1.02 |
| Payout ratio | 62% | 16% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 9.9% |
| 5-yr total return | 291% | 72% |
| Dividend safety score | 70 (B) | 99 (A) |
| Fair value estimate | $126.29 | $144.59 |
| Upside to fair value | +22% | +86% |
| Frequency | quarterly | quarterly |
| Market cap | $351.9B | $862.3M |
| P/E ratio | 17.2 | 12.3 |
Higher yield
HSBC
3.62%
Safer dividend
SMBC
Grade A
Faster growth
SMBC
9.9%
Better value
SMBC
+86% upside
HSBC vs SMBC — FAQ
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