HSBC vs SMBC: Which Is the Better Dividend Stock?
As of September 2026, SMBC (Southern Missouri Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.56%, SMBC has the higher dividend-safety score, and SMBC trades at the larger discount to fair value (+77%).
| Metric | HSBC | SMBC |
|---|---|---|
| Forward yield | 3.56% | 1.39% |
| Annual dividend | $3.75 | $1.02 |
| Payout ratio | 54% | 16% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 9.9% |
| 5-yr total return | 303% | 63% |
| Dividend safety score | 72 (B) | 98 (A) |
| Fair value estimate | $136.26 | $129.66 |
| Upside to fair value | +29% | +77% |
| Frequency | quarterly | quarterly |
| Market cap | $360.6B | $806.7M |
| P/E ratio | 15.0 | 11.4 |
Higher yield
HSBC
3.56%
Safer dividend
SMBC
Grade A
Faster growth
SMBC
9.9%
Better value
SMBC
+77% upside
HSBC vs SMBC — FAQ
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