BAC vs UBSI: Which Is the Better Dividend Stock?
As of June 2026, UBSI (United Bankshares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UBSI offers the higher yield at 3.33%, UBSI has the higher dividend-safety score, and UBSI trades at the larger discount to fair value (+121%).
| Metric | BAC | UBSI |
|---|---|---|
| Forward yield | 2.00% | 3.33% |
| Annual dividend | $1.12 | $1.52 |
| Payout ratio | 27% | 42% |
| Years of growth | 12 yr | 38 yr |
| 5-yr dividend growth | 8.4% | 1.1% |
| 5-yr total return | 36% | 25% |
| Dividend safety score | 86 (A) | 97 (A) |
| Fair value estimate | $83.90 | $100.97 |
| Upside to fair value | +50% | +121% |
| Frequency | quarterly | quarterly |
| Market cap | $397.6B | $6.3B |
| P/E ratio | 13.9 | 12.8 |
Higher yield
UBSI
3.33%
Safer dividend
UBSI
Grade A
Faster growth
BAC
8.4%
Better value
UBSI
+121% upside
BAC vs UBSI — FAQ
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