HSBC vs UBSI: Which Is the Better Dividend Stock?
As of July 2026, UBSI (United Bankshares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.62%, UBSI has the higher dividend-safety score, and UBSI trades at the larger discount to fair value (+85%).
| Metric | HSBC | UBSI |
|---|---|---|
| Forward yield | 3.62% | 3.10% |
| Annual dividend | $3.75 | $1.52 |
| Payout ratio | 62% | 41% |
| Years of growth | 0 yr | 38 yr |
| 5-yr dividend growth | -13.8% | 1.3% |
| 5-yr total return | 291% | 32% |
| Dividend safety score | 70 (B) | 97 (A) |
| Fair value estimate | $126.29 | $88.46 |
| Upside to fair value | +22% | +85% |
| Frequency | quarterly | quarterly |
| Market cap | $351.9B | $6.7B |
| P/E ratio | 17.2 | 13.4 |
Higher yield
HSBC
3.62%
Safer dividend
UBSI
Grade A
Faster growth
UBSI
1.3%
Better value
UBSI
+85% upside
HSBC vs UBSI — FAQ
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