HSBC vs UBSI: Which Is the Better Dividend Stock?
As of September 2026, UBSI (United Bankshares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.56%, UBSI has the higher dividend-safety score, and UBSI trades at the larger discount to fair value (+118%).
| Metric | HSBC | UBSI |
|---|---|---|
| Forward yield | 3.56% | 3.22% |
| Annual dividend | $3.75 | $1.52 |
| Payout ratio | 54% | 41% |
| Years of growth | 0 yr | 38 yr |
| 5-yr dividend growth | -13.8% | 1.3% |
| 5-yr total return | 303% | 30% |
| Dividend safety score | 72 (B) | 99 (A) |
| Fair value estimate | $136.26 | $103.09 |
| Upside to fair value | +29% | +118% |
| Frequency | quarterly | quarterly |
| Market cap | $360.6B | $6.4B |
| P/E ratio | 15.0 | 12.9 |
Higher yield
HSBC
3.56%
Safer dividend
UBSI
Grade A
Faster growth
UBSI
1.3%
Better value
UBSI
+118% upside
HSBC vs UBSI — FAQ
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