BAP vs MS: Which Is the Better Dividend Stock?
As of June 2026, BAP and MS are closely matched. BAP offers the higher yield at 3.98%, MS has the higher dividend-safety score, and BAP trades at the larger discount to fair value (+53%).
| Metric | BAP | MS |
|---|---|---|
| Forward yield | 3.98% | 1.84% |
| Annual dividend | $14.41 | $4.00 |
| Payout ratio | 45% | 36% |
| Years of growth | 1 yr | 12 yr |
| 5-yr dividend growth | 4.6% | 22.4% |
| 5-yr total return | 205% | 133% |
| Dividend safety score | 57 (C) | 80 (A) |
| Fair value estimate | $564.74 | $283.58 |
| Upside to fair value | +53% | +32% |
| Frequency | quarterly | quarterly |
| Market cap | $28.8B | $343.8B |
| P/E ratio | 13.9 | 19.8 |
Higher yield
BAP
3.98%
Safer dividend
MS
Grade A
Faster growth
MS
22.4%
Better value
BAP
+53% upside
BAP vs MS — FAQ
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