BMO vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, BMO (Bank of Montreal) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, BMO has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | BMO | HSBC |
|---|---|---|
| Forward yield | 2.72% | 3.73% |
| Annual dividend | $4.95 | $3.75 |
| Payout ratio | 51% | 62% |
| Years of growth | 9 yr | 0 yr |
| 5-yr dividend growth | 7.8% | -13.8% |
| 5-yr total return | 83% | 281% |
| Dividend safety score | 76 (B) | 70 (B) |
| Fair value estimate | $201.21 | $127.75 |
| Upside to fair value | +11% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $124.7B | $339.6B |
| P/E ratio | 19.8 | 16.6 |
Higher yield
HSBC
3.73%
Safer dividend
BMO
Grade B
Faster growth
BMO
7.8%
Better value
HSBC
+27% upside
BMO vs HSBC — FAQ
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