SmarterDividends

BMO vs MA: Which Is the Better Dividend Stock?

As of July 2026, BMO and MA are closely matched. BMO offers the higher yield at 2.72%, MA has the higher dividend-safety score, and BMO trades at the larger discount to fair value (+11%).

MetricBMOMA
Forward yield2.72%0.64%
Annual dividend$4.95$3.48
Payout ratio51%18%
Years of growth9 yr14 yr
5-yr dividend growth7.8%13.7%
5-yr total return83%57%
Dividend safety score76 (B)89 (A)
Fair value estimate$201.21$558.71
Upside to fair value+11%+3%
Frequencyquarterlyquarterly
Market cap$124.7B$483.7B
P/E ratio19.831.4

Higher yield

BMO

2.72%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

BMO

+11% upside

BMO vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.