CFG vs HBCYF: Which Is the Better Dividend Stock?
As of September 2026, CFG (Citizens Financial Group, Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HBCYF offers the higher yield at 3.51%, CFG has the higher dividend-safety score, and CFG trades at the larger discount to fair value (+75%).
| Metric | CFG | HBCYF |
|---|---|---|
| Forward yield | 2.60% | 3.51% |
| Annual dividend | $1.84 | $0.75 |
| Payout ratio | 39% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 2.0% | — |
| 5-yr total return | 51% | 305% |
| Dividend safety score | 88 (A) | 56 (C) |
| Fair value estimate | $123.78 | $26.71 |
| Upside to fair value | +75% | +25% |
| Frequency | quarterly | quarterly |
| Market cap | $29.5B | $377.9B |
| P/E ratio | 15.2 | 15.8 |
Higher yield
HBCYF
3.51%
Safer dividend
CFG
Grade A
Faster growth
CFG
2.0%
Better value
CFG
+75% upside
CFG vs HBCYF — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.