HBIA vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.57%, HBIA has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+32%).
| Metric | HBIA | HSBC |
|---|---|---|
| Forward yield | 1.32% | 3.57% |
| Annual dividend | $0.62 | $3.75 |
| Payout ratio | 14% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | — | -13.8% |
| 5-yr total return | -30% | 296% |
| Dividend safety score | 74 (B) | 72 (B) |
| Fair value estimate | $45.27 | $136.35 |
| Upside to fair value | -3% | +32% |
| Frequency | monthly | quarterly |
| Market cap | $813.6M | $364.7B |
| P/E ratio | 10.9 | 15.0 |
Higher yield
HSBC
3.57%
Safer dividend
HBIA
Grade B
Faster growth
HSBC
-13.8%
Better value
HSBC
+32% upside
HBIA vs HSBC — FAQ
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