SmarterDividends

HSBC vs HTB: Which Is the Better Dividend Stock?

As of September 2026, HSBC and HTB are closely matched. HSBC offers the higher yield at 3.50%, HTB has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).

MetricHSBCHTB
Forward yield3.50%1.27%
Annual dividend$3.75$0.60
Payout ratio54%14%
Years of growth0 yr7 yr
5-yr dividend growth-13.8%11.1%
5-yr total return310%69%
Dividend safety score72 (B)84 (A)
Fair value estimate$136.26$47.35
Upside to fair value+27%+0%
Frequencyquarterlyquarterly
Market cap$366.9B$781.2M
P/E ratio15.312.4

Higher yield

HSBC

3.50%

Safer dividend

HTB

Grade A

Faster growth

HTB

11.1%

Better value

HSBC

+27% upside

HSBC vs HTB — FAQ

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