HSBC vs RA: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. RA offers the higher yield at 10.99%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | HSBC | RA |
|---|---|---|
| Forward yield | 3.73% | 10.99% |
| Annual dividend | $3.75 | $1.42 |
| Payout ratio | 62% | 126% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -9.9% |
| 5-yr total return | 281% | -42% |
| Dividend safety score | 70 (B) | 51 (C) |
| Fair value estimate | $127.75 | $13.16 |
| Upside to fair value | +27% | +2% |
| Frequency | quarterly | monthly |
| Market cap | $339.6B | $713.9M |
| P/E ratio | 16.6 | 11.5 |
Higher yield
RA
10.99%
Safer dividend
HSBC
Grade B
Faster growth
RA
-9.9%
Better value
HSBC
+27% upside
HSBC vs RA — FAQ
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