SmarterDividends

MA vs RA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. RA offers the higher yield at 10.99%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+3%).

MetricMARA
Forward yield0.64%10.99%
Annual dividend$3.48$1.42
Payout ratio18%126%
Years of growth14 yr0 yr
5-yr dividend growth13.7%-9.9%
5-yr total return57%-42%
Dividend safety score89 (A)51 (C)
Fair value estimate$558.71$13.16
Upside to fair value+3%+2%
Frequencyquarterlymonthly
Market cap$483.7B$713.9M
P/E ratio31.411.5

Higher yield

RA

10.99%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+3% upside

MA vs RA — FAQ

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