HSBC vs RF: Which Is the Better Dividend Stock?
As of September 2026, RF (Regions Financial Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RF offers the higher yield at 3.60%, RF has the higher dividend-safety score, and RF trades at the larger discount to fair value (+50%).
| Metric | HSBC | RF |
|---|---|---|
| Forward yield | 3.50% | 3.60% |
| Annual dividend | $3.75 | $1.10 |
| Payout ratio | 54% | 43% |
| Years of growth | 0 yr | 13 yr |
| 5-yr dividend growth | -13.8% | 10.7% |
| 5-yr total return | 310% | 43% |
| Dividend safety score | 72 (B) | 88 (A) |
| Fair value estimate | $136.26 | $45.54 |
| Upside to fair value | +27% | +50% |
| Frequency | quarterly | quarterly |
| Market cap | $366.9B | $25.9B |
| P/E ratio | 15.3 | 12.4 |
Higher yield
RF
3.60%
Safer dividend
RF
Grade A
Faster growth
RF
10.7%
Better value
RF
+50% upside
HSBC vs RF — FAQ
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