SmarterDividends

MA vs RF: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RF offers the higher yield at 3.60%, MA has the higher dividend-safety score, and RF trades at the larger discount to fair value (+50%).

MetricMARF
Forward yield0.60%3.60%
Annual dividend$3.48$1.10
Payout ratio18%43%
Years of growth14 yr13 yr
5-yr dividend growth13.7%10.7%
5-yr total return67%43%
Dividend safety score89 (A)88 (A)
Fair value estimate$574.10$45.54
Upside to fair value-1%+50%
Frequencyquarterlyquarterly
Market cap$507.4B$25.9B
P/E ratio31.812.4

Higher yield

RF

3.60%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

RF

+50% upside

MA vs RF — FAQ

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