HSBC vs RIV: Which Is the Better Dividend Stock?
As of July 2026, HSBC and RIV are closely matched. RIV offers the higher yield at 13.81%, HSBC has the higher dividend-safety score, and RIV trades at the larger discount to fair value (+66%).
| Metric | HSBC | RIV |
|---|---|---|
| Forward yield | 3.73% | 13.81% |
| Annual dividend | $3.75 | $1.57 |
| Payout ratio | 62% | 66% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | -13.8% | -6.4% |
| 5-yr total return | 281% | -36% |
| Dividend safety score | 70 (B) | 57 (C) |
| Fair value estimate | $127.75 | $18.78 |
| Upside to fair value | +27% | +66% |
| Frequency | quarterly | monthly |
| Market cap | $339.6B | $310.7M |
| P/E ratio | 16.6 | 4.9 |
Higher yield
RIV
13.81%
Safer dividend
HSBC
Grade B
Faster growth
RIV
-6.4%
Better value
RIV
+66% upside
HSBC vs RIV — FAQ
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