MA vs RIV: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RIV offers the higher yield at 13.81%, MA has the higher dividend-safety score, and RIV trades at the larger discount to fair value (+66%).
| Metric | MA | RIV |
|---|---|---|
| Forward yield | 0.64% | 13.81% |
| Annual dividend | $3.48 | $1.57 |
| Payout ratio | 18% | 66% |
| Years of growth | 14 yr | 2 yr |
| 5-yr dividend growth | 13.7% | -6.4% |
| 5-yr total return | 57% | -36% |
| Dividend safety score | 89 (A) | 57 (C) |
| Fair value estimate | $558.71 | $18.78 |
| Upside to fair value | +3% | +66% |
| Frequency | quarterly | monthly |
| Market cap | $483.7B | $310.7M |
| P/E ratio | 31.4 | 4.9 |
Higher yield
RIV
13.81%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
RIV
+66% upside
MA vs RIV — FAQ
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