HSBC vs SSB: Which Is the Better Dividend Stock?
As of September 2026, SSB (SouthState Bank Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.56%, SSB has the higher dividend-safety score, and SSB trades at the larger discount to fair value (+155%).
| Metric | HSBC | SSB |
|---|---|---|
| Forward yield | 3.56% | 2.49% |
| Annual dividend | $3.75 | $2.64 |
| Payout ratio | 54% | 25% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 3.9% |
| 5-yr total return | 303% | 42% |
| Dividend safety score | 72 (B) | 99 (A) |
| Fair value estimate | $136.26 | $270.59 |
| Upside to fair value | +29% | +155% |
| Frequency | quarterly | quarterly |
| Market cap | $360.6B | $10.3B |
| P/E ratio | 15.0 | 11.1 |
Higher yield
HSBC
3.56%
Safer dividend
SSB
Grade A
Faster growth
SSB
3.9%
Better value
SSB
+155% upside
HSBC vs SSB — FAQ
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