SmarterDividends

MA vs SSB: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. SSB offers the higher yield at 2.48%, SSB has the higher dividend-safety score, and SSB trades at the larger discount to fair value (+84%).

MetricMASSB
Forward yield0.62%2.48%
Annual dividend$3.48$2.64
Payout ratio18%25%
Years of growth14 yr14 yr
5-yr dividend growth13.7%3.9%
5-yr total return56%55%
Dividend safety score89 (A)98 (A)
Fair value estimate$558.11$194.68
Upside to fair value+3%+84%
Frequencyquarterlyquarterly
Market cap$497.7B$10.3B
P/E ratio32.611.2

Higher yield

SSB

2.48%

Safer dividend

SSB

Grade A

Faster growth

MA

13.7%

Better value

SSB

+84% upside

MA vs SSB — FAQ

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