HSBC vs UWMC: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. UWMC offers the higher yield at 19.80%, HSBC has the higher dividend-safety score, and UWMC trades at the larger discount to fair value (+213%).
| Metric | HSBC | UWMC |
|---|---|---|
| Forward yield | 3.73% | 19.80% |
| Annual dividend | $3.75 | $0.40 |
| Payout ratio | 62% | 133% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 281% | -73% |
| Dividend safety score | 70 (B) | 54 (C) |
| Fair value estimate | $127.75 | $6.32 |
| Upside to fair value | +27% | +213% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $3.1B |
| P/E ratio | 16.6 | 6.8 |
Higher yield
UWMC
19.80%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
UWMC
+213% upside
HSBC vs UWMC — FAQ
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