SmarterDividends

HSBC vs XFLT: Which Is the Better Dividend Stock?

As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. XFLT offers the higher yield at 15.77%, HSBC has the higher dividend-safety score, and XFLT trades at the larger discount to fair value (+84%).

MetricHSBCXFLT
Forward yield3.73%15.77%
Annual dividend$3.75$2.70
Payout ratio62%561%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%1.9%
5-yr total return281%-61%
Dividend safety score70 (B)46 (D)
Fair value estimate$127.75$31.50
Upside to fair value+27%+84%
Frequencyquarterlymonthly
Market cap$339.6B$264.9M
P/E ratio16.6

Higher yield

XFLT

15.77%

Safer dividend

HSBC

Grade B

Faster growth

XFLT

1.9%

Better value

XFLT

+84% upside

HSBC vs XFLT — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.