SmarterDividends

MA vs XFLT: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. XFLT offers the higher yield at 15.77%, MA has the higher dividend-safety score, and XFLT trades at the larger discount to fair value (+84%).

MetricMAXFLT
Forward yield0.64%15.77%
Annual dividend$3.48$2.70
Payout ratio18%561%
Years of growth14 yr0 yr
5-yr dividend growth13.7%1.9%
5-yr total return57%-61%
Dividend safety score89 (A)46 (D)
Fair value estimate$558.71$31.50
Upside to fair value+3%+84%
Frequencyquarterlymonthly
Market cap$483.7B$264.9M
P/E ratio31.4

Higher yield

XFLT

15.77%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

XFLT

+84% upside

MA vs XFLT — FAQ

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