SmarterDividends

MS vs NBTB: Which Is the Better Dividend Stock?

As of June 2026, MS and NBTB are closely matched. NBTB offers the higher yield at 3.07%, NBTB has the higher dividend-safety score, and NBTB trades at the larger discount to fair value (+75%).

MetricMSNBTB
Forward yield1.87%3.07%
Annual dividend$4.00$1.48
Payout ratio36%41%
Years of growth12 yr13 yr
5-yr dividend growth22.4%5.6%
5-yr total return133%34%
Dividend safety score80 (A)98 (A)
Fair value estimate$283.58$84.53
Upside to fair value+32%+75%
Frequencyquarterlyquarterly
Market cap$337.6B$2.5B
P/E ratio19.413.6

Higher yield

NBTB

3.07%

Safer dividend

NBTB

Grade A

Faster growth

MS

22.4%

Better value

NBTB

+75% upside

MS vs NBTB — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.