MS vs NBTB: Which Is the Better Dividend Stock?
As of June 2026, MS and NBTB are closely matched. NBTB offers the higher yield at 3.07%, NBTB has the higher dividend-safety score, and NBTB trades at the larger discount to fair value (+75%).
| Metric | MS | NBTB |
|---|---|---|
| Forward yield | 1.87% | 3.07% |
| Annual dividend | $4.00 | $1.48 |
| Payout ratio | 36% | 41% |
| Years of growth | 12 yr | 13 yr |
| 5-yr dividend growth | 22.4% | 5.6% |
| 5-yr total return | 133% | 34% |
| Dividend safety score | 80 (A) | 98 (A) |
| Fair value estimate | $283.58 | $84.53 |
| Upside to fair value | +32% | +75% |
| Frequency | quarterly | quarterly |
| Market cap | $337.6B | $2.5B |
| P/E ratio | 19.4 | 13.6 |
Higher yield
NBTB
3.07%
Safer dividend
NBTB
Grade A
Faster growth
MS
22.4%
Better value
NBTB
+75% upside
MS vs NBTB — FAQ
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