Grupo Cibest S.A.
CIBFinancial Services · Stock · quarterly payer
Forward Yield
3.97%
Annual Dividend
$4.00
Payout Ratio
28%
5-Yr Growth
66.6%
Ex-Date
Sep 8, 2026
Frequency
Quarterly
Summary
As of September 2026, Grupo Cibest S.A. (CIB) yields 3.97% ($4.00 per share annually), with a blended fair-value estimate of $231.50 — +130% upside, so it screens as undervalued. Dividend safety grade: C (65/100). 4 years of dividend growth.
Is CIB a good dividend stock?
Yes, with caveatsGrupo Cibest S.A. (CIB) pays a quarterly dividend yielding 3.97% ($4.00/yr), with 4 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (28%)
- Strong 66.6% 5-yr dividend growth
- 191% total price return over 5 years
Risks
- Cut its dividend in 2021
Key Data
- Dividend Yield
- 3.97%
- Payout Ratio
- 28%
- Annual Dividend
- $4.00
- 5-Yr Avg Growth
- 66.6%
- Ex-Dividend Date
- Sep 8, 2026
- Years of Growth
- 4
- Frequency
- quarterly
- Beta
- 0.42
- Market Cap
- $23.8B
- P/E Ratio
- 10.1
- 5-Yr Total Return
- 191%
- 52-Week Range
- $50.72 – $103.50
- Dividend Safety
- C · 65/100
- Ever Cut?
- Yes (2021)
Frequently Asked Questions
CIB Price — Last 12 Months
Daily close
Price Return
1 Year
+94%
3 Years
+277%
5 Years
+191%
52-Week Range
$50.72 – $103.50
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CIB worth?
Undervaluedlow confidenceOur blended fair-value estimate for Grupo Cibest S.A. is $231.50 per share, versus a market price of $100.58. That implies 130% of upside — a margin of safety of about 57%.
Fair Value
$231.50
Current Price
$100.58
Upside
+130%
Margin of Safety
57%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 14.6% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 14.6% stage-1 growth, 2.5% terminal growth, $9.99 EPS, $4.00 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CIB Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $1.3040 | regular |
| Mar 31, 2026 | — | $1.2180 | regular |
| Apr 28, 2025 | — | $0.5740 | regular |
| Mar 31, 2025 | — | $7.5240 | regular |
| Dec 30, 2024 | — | $0.8010 | regular |
| Sep 27, 2024 | — | $0.8300 | regular |
| Jun 27, 2024 | — | $1.7530 | regular |
| Mar 28, 2024 | — | $0.9060 | regular |
| Dec 27, 2023 | — | $0.8840 | regular |
| Sep 28, 2023 | — | $0.8920 | regular |
| Jun 29, 2023 | — | $0.8520 | regular |
| Mar 30, 2023 | — | $0.7330 | regular |
| Dec 29, 2022 | — | $0.6540 | regular |
| Sep 28, 2022 | — | $0.7400 | regular |
Income Calculator
At $4.00 / yr per share
