Grupo Cibest S.A.
CIBFinancial Services · Stock · quarterly payer
Forward Yield
2.94%
Annual Dividend
$2.55
Payout Ratio
16%
5-Yr Growth
66.6%
Ex-Date
Jun 30, 2026
Frequency
Quarterly
Summary
As of July 2026, Grupo Cibest S.A. (CIB) yields 2.94% ($2.55 per share annually), with a blended fair-value estimate of $55.93 — -35% downside, so it screens as overvalued. Dividend safety grade: B (66/100). 4 years of dividend growth.
Is CIB a good dividend stock?
Yes, with caveatsGrupo Cibest S.A. (CIB) pays a quarterly dividend yielding 2.94% ($2.55/yr), with 4 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (16%)
- Strong 66.6% 5-yr dividend growth
- 159% total price return over 5 years
Risks
- Cut its dividend in 2021
Key Data
- Dividend Yield
- 2.94%
- Payout Ratio
- 16%
- Annual Dividend
- $2.55
- 5-Yr Avg Growth
- 66.6%
- Ex-Dividend Date
- Jun 30, 2026
- Years of Growth
- 4
- Frequency
- quarterly
- Beta
- 0.47
- Market Cap
- $20.4B
- P/E Ratio
- 10.4
- 5-Yr Total Return
- 159%
- 52-Week Range
- $43.20 – $88.04
- Dividend Safety
- B · 66/100
- Ever Cut?
- Yes (2021)
Frequently Asked Questions
CIB Price — Last 12 Months
Daily close
Price Return
1 Year
+70%
3 Years
+222%
5 Years
+159%
52-Week Range
$43.20 – $88.04
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CIB worth?
Overvaluedmedium confidenceOur blended fair-value estimate for Grupo Cibest S.A. is $55.93 per share, versus a market price of $86.01. That implies 35% of downside.
Fair Value
$55.93
Current Price
$86.01
Downside
-35%
Margin of Safety
-54%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model -1.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), -1.2% stage-1 growth, 2.5% terminal growth, $8.24 EPS, $2.55 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CIB Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 30, 2026 | — | $1.3040 | regular |
| Mar 31, 2026 | — | $1.2180 | regular |
| Apr 28, 2025 | — | $0.5740 | regular |
| Mar 31, 2025 | — | $7.5240 | regular |
| Dec 30, 2024 | — | $0.8010 | regular |
| Sep 27, 2024 | — | $0.8300 | regular |
| Jun 27, 2024 | — | $1.7530 | regular |
| Mar 28, 2024 | — | $0.9060 | regular |
| Dec 27, 2023 | — | $0.8840 | regular |
| Sep 28, 2023 | — | $0.8920 | regular |
| Jun 29, 2023 | — | $0.8520 | regular |
| Mar 30, 2023 | — | $0.7330 | regular |
| Dec 29, 2022 | — | $0.6540 | regular |
| Sep 28, 2022 | — | $0.7400 | regular |
Income Calculator
At $2.55 / yr per share
