BAC vs CIB: Which Is the Better Dividend Stock?
As of September 2026, CIB (Grupo Cibest S.A.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CIB offers the higher yield at 3.97%, BAC has the higher dividend-safety score, and CIB trades at the larger discount to fair value (+130%).
| Metric | BAC | CIB |
|---|---|---|
| Forward yield | 2.04% | 3.97% |
| Annual dividend | $1.28 | $4.00 |
| Payout ratio | 26% | 28% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 66.6% |
| 5-yr total return | 48% | 191% |
| Dividend safety score | 86 (A) | 65 (C) |
| Fair value estimate | $90.46 | $231.50 |
| Upside to fair value | +44% | +130% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $23.8B |
| P/E ratio | 14.5 | 10.1 |
Higher yield
CIB
3.97%
Safer dividend
BAC
Grade A
Faster growth
CIB
66.6%
Better value
CIB
+130% upside
BAC vs CIB — FAQ
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