BAC vs CIB: Which Is the Better Dividend Stock?
As of July 2026, CIB (Grupo Cibest S.A.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CIB offers the higher yield at 2.94%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+63%).
| Metric | BAC | CIB |
|---|---|---|
| Forward yield | 1.83% | 2.94% |
| Annual dividend | $1.12 | $2.55 |
| Payout ratio | 26% | 16% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 66.6% |
| 5-yr total return | 49% | 159% |
| Dividend safety score | 85 (A) | 66 (B) |
| Fair value estimate | $101.43 | $55.93 |
| Upside to fair value | +63% | -35% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $20.4B |
| P/E ratio | 14.3 | 10.4 |
Higher yield
CIB
2.94%
Safer dividend
BAC
Grade A
Faster growth
CIB
66.6%
Better value
BAC
+63% upside
BAC vs CIB — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.