SmarterDividends

CIB vs MA: Which Is the Better Dividend Stock?

As of July 2026, CIB and MA are closely matched. CIB offers the higher yield at 2.94%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+4%).

MetricCIBMA
Forward yield2.94%0.66%
Annual dividend$2.55$3.48
Payout ratio16%18%
Years of growth4 yr14 yr
5-yr dividend growth66.6%13.7%
5-yr total return159%56%
Dividend safety score66 (B)89 (A)
Fair value estimate$55.93$558.71
Upside to fair value-35%+4%
Frequencyquarterlyquarterly
Market cap$20.4B$476.8B
P/E ratio10.431.2

Higher yield

CIB

2.94%

Safer dividend

MA

Grade A

Faster growth

CIB

66.6%

Better value

MA

+4% upside

CIB vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.