CIB vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.69%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+23%).
| Metric | CIB | HSBC |
|---|---|---|
| Forward yield | 2.94% | 3.69% |
| Annual dividend | $2.55 | $3.75 |
| Payout ratio | 16% | 62% |
| Years of growth | 4 yr | 0 yr |
| 5-yr dividend growth | 66.6% | -13.8% |
| 5-yr total return | 159% | 291% |
| Dividend safety score | 66 (B) | 70 (B) |
| Fair value estimate | $55.93 | $127.38 |
| Upside to fair value | -35% | +23% |
| Frequency | quarterly | quarterly |
| Market cap | $20.4B | $354.6B |
| P/E ratio | 10.4 | 16.8 |
Higher yield
HSBC
3.69%
Safer dividend
HSBC
Grade B
Faster growth
CIB
66.6%
Better value
HSBC
+23% upside
CIB vs HSBC — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.