Bank OZK
OZK27 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
3.49%
Annual Dividend
$1.82
Payout Ratio
29%
5-Yr Growth
9.9%
Ex-Date
Apr 13, 2026
Frequency
Quarterly
Summary
As of June 2026, Bank OZK (OZK) yields 3.49% ($1.82 per share annually), with a blended fair-value estimate of $60.94 — +17% upside, so it screens as undervalued. Dividend safety grade: A (99/100). 27 years of dividend growth.
Is OZK a good dividend stock?
YesBank OZK (OZK) pays a quarterly dividend yielding 3.49% ($1.82/yr), with 27 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 27 consecutive years of growth
- Never cut its dividend on record
- Comfortable payout ratio (29%)
- Strong 9.9% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.49%
- Payout Ratio
- 29%
- Annual Dividend
- $1.82
- 5-Yr Avg Growth
- 9.9%
- Ex-Dividend Date
- Apr 13, 2026
- Years of Growth
- 27
- Frequency
- quarterly
- Beta
- 0.89
- Market Cap
- $5.7B
- P/E Ratio
- 8.5
- 5-Yr Total Return
- 24%
- 52-Week Range
- $42.37 – $53.66
- Dividend Safety
- A · 99/100
- Ever Cut?
- No
Frequently Asked Questions
OZK Price — Last 12 Months
Daily close
Price Return
1 Year
+11%
3 Years
+30%
5 Years
+24%
52-Week Range
$42.37 – $53.66
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is OZK worth?
Undervaluedlow confidenceOur blended fair-value estimate for Bank OZK is $60.94 per share, versus a market price of $52.10. That implies 17% of upside — a margin of safety of about 15%.
Fair Value
$60.94
Current Price
$52.10
Upside
+17%
Margin of Safety
15%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model -4.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.8% discount rate (CAPM), -4.2% stage-1 growth, 2.5% terminal growth, $6.15 EPS, $1.82 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
OZK Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 13, 2026 | — | $0.4700 | regular |
| Jan 13, 2026 | — | $0.4600 | regular |
| Oct 14, 2025 | — | $0.4500 | regular |
| Jul 11, 2025 | — | $0.4400 | regular |
| Apr 14, 2025 | — | $0.4300 | regular |
| Jan 14, 2025 | — | $0.4200 | regular |
| Oct 11, 2024 | — | $0.4100 | regular |
| Jul 12, 2024 | — | $0.4000 | regular |
| Apr 11, 2024 | — | $0.3900 | regular |
| Jan 12, 2024 | — | $0.3800 | regular |
| Oct 12, 2023 | — | $0.3700 | regular |
| Jul 13, 2023 | — | $0.3600 | regular |
| Apr 13, 2023 | — | $0.3500 | regular |
| Jan 13, 2023 | — | $0.3400 | regular |
Income Calculator
At $1.82 / yr per share
