SmarterDividends

MA vs OZK: Which Is the Better Dividend Stock?

As of July 2026, MA and OZK are closely matched. OZK offers the higher yield at 3.61%, OZK has the higher dividend-safety score, and OZK trades at the larger discount to fair value (+23%).

MetricMAOZK
Forward yield0.62%3.61%
Annual dividend$3.48$1.86
Payout ratio18%29%
Years of growth14 yr27 yr
5-yr dividend growth13.7%10.0%
5-yr total return56%19%
Dividend safety score89 (A)97 (A)
Fair value estimate$558.11$61.90
Upside to fair value+3%+23%
Frequencyquarterlyquarterly
Market cap$497.7B$5.6B
P/E ratio32.68.4

Higher yield

OZK

3.61%

Safer dividend

OZK

Grade A

Faster growth

MA

13.7%

Better value

OZK

+23% upside

MA vs OZK — FAQ

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