SmarterDividends

HSBC vs OZK: Which Is the Better Dividend Stock?

As of September 2026, OZK (Bank OZK) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OZK offers the higher yield at 3.79%, OZK has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+29%).

MetricHSBCOZK
Forward yield3.56%3.79%
Annual dividend$3.75$1.86
Payout ratio54%30%
Years of growth0 yr27 yr
5-yr dividend growth-13.8%10.0%
5-yr total return303%14%
Dividend safety score72 (B)97 (A)
Fair value estimate$136.26$61.07
Upside to fair value+29%+24%
Frequencyquarterlyquarterly
Market cap$360.6B$5.4B
P/E ratio15.08.1

Higher yield

OZK

3.79%

Safer dividend

OZK

Grade A

Faster growth

OZK

10.0%

Better value

HSBC

+29% upside

HSBC vs OZK — FAQ

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