BAC vs OZK: Which Is the Better Dividend Stock?
As of June 2026, OZK (Bank OZK) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OZK offers the higher yield at 3.49%, OZK has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+50%).
| Metric | BAC | OZK |
|---|---|---|
| Forward yield | 2.00% | 3.49% |
| Annual dividend | $1.12 | $1.82 |
| Payout ratio | 27% | 29% |
| Years of growth | 12 yr | 27 yr |
| 5-yr dividend growth | 8.4% | 9.9% |
| 5-yr total return | 36% | 24% |
| Dividend safety score | 86 (A) | 99 (A) |
| Fair value estimate | $83.90 | $60.94 |
| Upside to fair value | +50% | +17% |
| Frequency | quarterly | quarterly |
| Market cap | $397.6B | $5.7B |
| P/E ratio | 13.9 | 8.5 |
Higher yield
OZK
3.49%
Safer dividend
OZK
Grade A
Faster growth
OZK
9.9%
Better value
BAC
+50% upside
BAC vs OZK — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.