U.S. Bancorp
USB-PHFinancial Services · Stock · quarterly payer
Forward Yield
6.43%
Annual Dividend
$1.21
Payout Ratio
—
5-Yr Growth
7.6%
Ex-Date
Jun 30, 2026
Frequency
Quarterly
Summary
As of June 2026, U.S. Bancorp (USB-PH) yields 6.43% ($1.21 per share annually), with a blended fair-value estimate of $27.14 — +45% upside, so it screens as undervalued. Dividend safety grade: C (56/100).
Is USB-PH a good dividend stock?
MixedU.S. Bancorp (USB-PH) pays a quarterly dividend yielding 6.43% ($1.21/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Strong 7.6% 5-yr dividend growth
Risks
- Cut its dividend in 2025
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 6.43%
- Payout Ratio
- —
- Annual Dividend
- $1.21
- 5-Yr Avg Growth
- 7.6%
- Ex-Dividend Date
- Jun 30, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.00
- Market Cap
- —
- P/E Ratio
- 4.0
- 5-Yr Total Return
- -26%
- 52-Week Range
- $17.71 – $21.05
- Dividend Safety
- C · 56/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
USB-PH Price — Last 12 Months
Daily close
Price Return
1 Year
-9%
3 Years
-3%
5 Years
-26%
52-Week Range
$17.71 – $21.05
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is USB-PH worth?
Undervaluedlow confidenceOur blended fair-value estimate for U.S. Bancorp is $27.14 per share, versus a market price of $18.75. That implies 45% of upside — a margin of safety of about 31%.
Fair Value
$27.14
Current Price
$18.75
Upside
+45%
Margin of Safety
31%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 12.2% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 12.2% stage-1 growth, 2.5% terminal growth, $4.64 EPS, $1.21 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
USB-PH Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 31, 2026 | — | $0.2834 | regular |
| Dec 31, 2025 | — | $0.3045 | regular |
| Sep 30, 2025 | — | $0.3309 | regular |
| Jun 30, 2025 | — | $0.3234 | regular |
| Mar 31, 2025 | — | $0.3227 | regular |
| Dec 31, 2024 | — | $0.3525 | regular |
| Sep 30, 2024 | — | $0.3937 | regular |
| Jun 28, 2024 | — | $0.3912 | regular |
| Mar 27, 2024 | — | $0.3903 | regular |
| Dec 28, 2023 | — | $0.3997 | regular |
| Sep 28, 2023 | — | $0.3942 | regular |
| Jun 29, 2023 | — | $0.3703 | regular |
| Mar 30, 2023 | — | $0.3394 | regular |
| Dec 29, 2022 | — | $0.2989 | regular |
Income Calculator
At $1.21 / yr per share
