BAC vs USB-PH: Which Is the Better Dividend Stock?
As of June 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. USB-PH offers the higher yield at 6.43%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+47%).
| Metric | BAC | USB-PH |
|---|---|---|
| Forward yield | 1.94% | 6.43% |
| Annual dividend | $1.12 | $1.21 |
| Payout ratio | 27% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 7.6% |
| 5-yr total return | 51% | -26% |
| Dividend safety score | 86 (A) | 56 (C) |
| Fair value estimate | $84.87 | $27.14 |
| Upside to fair value | +47% | +45% |
| Frequency | quarterly | quarterly |
| Market cap | $410.8B | — |
| P/E ratio | 14.4 | 4.0 |
Higher yield
USB-PH
6.43%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+47% upside
BAC vs USB-PH — FAQ
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