SmarterDividends

MS vs USB-PH: Which Is the Better Dividend Stock?

As of June 2026, MS (Morgan Stanley) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. USB-PH offers the higher yield at 6.43%, MS has the higher dividend-safety score, and USB-PH trades at the larger discount to fair value (+45%).

MetricMSUSB-PH
Forward yield1.89%6.43%
Annual dividend$4.00$1.21
Payout ratio36%
Years of growth12 yr0 yr
5-yr dividend growth22.4%7.6%
5-yr total return121%-26%
Dividend safety score80 (A)56 (C)
Fair value estimate$283.30$27.14
Upside to fair value+34%+45%
Frequencyquarterlyquarterly
Market cap$334.4B
P/E ratio19.24.0

Higher yield

USB-PH

6.43%

Safer dividend

MS

Grade A

Faster growth

MS

22.4%

Better value

USB-PH

+45% upside

MS vs USB-PH — FAQ

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