MA vs USB-PH: Which Is the Better Dividend Stock?
As of June 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. USB-PH offers the higher yield at 6.43%, MA has the higher dividend-safety score, and USB-PH trades at the larger discount to fair value (+45%).
| Metric | MA | USB-PH |
|---|---|---|
| Forward yield | 0.70% | 6.43% |
| Annual dividend | $3.48 | $1.21 |
| Payout ratio | 18% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 7.6% |
| 5-yr total return | 29% | -26% |
| Dividend safety score | 89 (A) | 56 (C) |
| Fair value estimate | $553.88 | $27.14 |
| Upside to fair value | +11% | +45% |
| Frequency | quarterly | quarterly |
| Market cap | $440.9B | — |
| P/E ratio | 28.9 | 4.0 |
Higher yield
USB-PH
6.43%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
USB-PH
+45% upside
MA vs USB-PH — FAQ
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