SmarterDividends

ARCC vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. ARCC offers the higher yield at 10.08%, MA has the higher dividend-safety score, and ARCC trades at the larger discount to fair value (+26%).

MetricARCCMA
Forward yield10.08%0.62%
Annual dividend$1.92$3.48
Payout ratio118%18%
Years of growth0 yr14 yr
5-yr dividend growth3.7%13.7%
5-yr total return-6%56%
Dividend safety score55 (C)89 (A)
Fair value estimate$23.64$558.11
Upside to fair value+26%+3%
Frequencyquarterlyquarterly
Market cap$13.4B$497.7B
P/E ratio11.732.6

Higher yield

ARCC

10.08%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

ARCC

+26% upside

ARCC vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.