BAC vs FFIN: Which Is the Better Dividend Stock?
As of September 2026, BAC and FFIN are closely matched. FFIN offers the higher yield at 2.63%, FFIN has the higher dividend-safety score, and FFIN trades at the larger discount to fair value (+54%).
| Metric | BAC | FFIN |
|---|---|---|
| Forward yield | 2.04% | 2.63% |
| Annual dividend | $1.28 | $0.88 |
| Payout ratio | 26% | 42% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 8.0% |
| 5-yr total return | 48% | -27% |
| Dividend safety score | 86 (A) | 95 (A) |
| Fair value estimate | $90.46 | $51.41 |
| Upside to fair value | +44% | +54% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $4.8B |
| P/E ratio | 14.5 | 17.9 |
Higher yield
FFIN
2.63%
Safer dividend
FFIN
Grade A
Faster growth
BAC
8.4%
Better value
FFIN
+54% upside
BAC vs FFIN — FAQ
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