FFIN vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, FFIN (First Financial Bankshares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.50%, FFIN has the higher dividend-safety score, and FFIN trades at the larger discount to fair value (+54%).
| Metric | FFIN | HSBC |
|---|---|---|
| Forward yield | 2.63% | 3.50% |
| Annual dividend | $0.88 | $3.75 |
| Payout ratio | 42% | 54% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 8.0% | -13.8% |
| 5-yr total return | -27% | 310% |
| Dividend safety score | 95 (A) | 72 (B) |
| Fair value estimate | $51.41 | $136.26 |
| Upside to fair value | +54% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $4.8B | $366.9B |
| P/E ratio | 17.9 | 15.3 |
Higher yield
HSBC
3.50%
Safer dividend
FFIN
Grade A
Faster growth
FFIN
8.0%
Better value
FFIN
+54% upside
FFIN vs HSBC — FAQ
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