SmarterDividends

BAC vs IAF: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. IAF offers the higher yield at 11.68%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACIAF
Forward yield1.83%11.68%
Annual dividend$1.12$1.46
Payout ratio26%84%
Years of growth12 yr0 yr
5-yr dividend growth8.4%-0.9%
5-yr total return47%-32%
Dividend safety score85 (A)59 (C)
Fair value estimate$101.75$15.94
Upside to fair value+66%+28%
Frequencyquarterlyquarterly
Market cap$424.0B$119.9M
P/E ratio14.17.2

Higher yield

IAF

11.68%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs IAF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.