HSBC vs IAF: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. IAF offers the higher yield at 11.68%, HSBC has the higher dividend-safety score, and IAF trades at the larger discount to fair value (+28%).
| Metric | HSBC | IAF |
|---|---|---|
| Forward yield | 3.73% | 11.68% |
| Annual dividend | $3.75 | $1.46 |
| Payout ratio | 62% | 84% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -0.9% |
| 5-yr total return | 281% | -32% |
| Dividend safety score | 70 (B) | 59 (C) |
| Fair value estimate | $127.75 | $15.94 |
| Upside to fair value | +27% | +28% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $119.9M |
| P/E ratio | 16.6 | 7.2 |
Higher yield
IAF
11.68%
Safer dividend
HSBC
Grade B
Faster growth
IAF
-0.9%
Better value
IAF
+28% upside
HSBC vs IAF — FAQ
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