SmarterDividends

IAF vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. IAF offers the higher yield at 11.68%, MA has the higher dividend-safety score, and IAF trades at the larger discount to fair value (+28%).

MetricIAFMA
Forward yield11.68%0.64%
Annual dividend$1.46$3.48
Payout ratio84%18%
Years of growth0 yr14 yr
5-yr dividend growth-0.9%13.7%
5-yr total return-32%57%
Dividend safety score59 (C)89 (A)
Fair value estimate$15.94$558.71
Upside to fair value+28%+3%
Frequencyquarterlyquarterly
Market cap$119.9M$483.7B
P/E ratio7.231.4

Higher yield

IAF

11.68%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

IAF

+28% upside

IAF vs MA — FAQ

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