BAC vs PFL: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PFL offers the higher yield at 12.74%, BAC has the higher dividend-safety score, and PFL trades at the larger discount to fair value (+69%).
| Metric | BAC | PFL |
|---|---|---|
| Forward yield | 1.83% | 12.74% |
| Annual dividend | $1.12 | $0.98 |
| Payout ratio | 26% | 124% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -2.1% |
| 5-yr total return | 49% | -42% |
| Dividend safety score | 85 (A) | 56 (C) |
| Fair value estimate | $101.43 | $13.00 |
| Upside to fair value | +63% | +69% |
| Frequency | quarterly | monthly |
| Market cap | $435.5B | $381.4M |
| P/E ratio | 14.3 | 9.7 |
Higher yield
PFL
12.74%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
PFL
+69% upside
BAC vs PFL — FAQ
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