HSBC vs PFL: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PFL offers the higher yield at 12.74%, HSBC has the higher dividend-safety score, and PFL trades at the larger discount to fair value (+69%).
| Metric | HSBC | PFL |
|---|---|---|
| Forward yield | 3.69% | 12.74% |
| Annual dividend | $3.75 | $0.98 |
| Payout ratio | 62% | 124% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -2.1% |
| 5-yr total return | 291% | -42% |
| Dividend safety score | 70 (B) | 56 (C) |
| Fair value estimate | $127.38 | $13.00 |
| Upside to fair value | +23% | +69% |
| Frequency | quarterly | monthly |
| Market cap | $354.6B | $381.4M |
| P/E ratio | 16.8 | 9.7 |
Higher yield
PFL
12.74%
Safer dividend
HSBC
Grade B
Faster growth
PFL
-2.1%
Better value
PFL
+69% upside
HSBC vs PFL — FAQ
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