SmarterDividends

MA vs PFL: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PFL offers the higher yield at 12.74%, MA has the higher dividend-safety score, and PFL trades at the larger discount to fair value (+69%).

MetricMAPFL
Forward yield0.66%12.74%
Annual dividend$3.48$0.98
Payout ratio18%124%
Years of growth14 yr0 yr
5-yr dividend growth13.7%-2.1%
5-yr total return56%-42%
Dividend safety score89 (A)56 (C)
Fair value estimate$558.71$13.00
Upside to fair value+4%+69%
Frequencyquarterlymonthly
Market cap$476.8B$381.4M
P/E ratio31.29.7

Higher yield

PFL

12.74%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

PFL

+69% upside

MA vs PFL — FAQ

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