BAC vs SHBI: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. SHBI offers the higher yield at 2.37%, BAC has the higher dividend-safety score, and SHBI trades at the larger discount to fair value (+83%).
| Metric | BAC | SHBI |
|---|---|---|
| Forward yield | 2.04% | 2.37% |
| Annual dividend | $1.28 | $0.56 |
| Payout ratio | 26% | 25% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 48% | 33% |
| Dividend safety score | 86 (A) | 83 (A) |
| Fair value estimate | $90.46 | $43.27 |
| Upside to fair value | +44% | +83% |
| Frequency | quarterly | quarterly |
| Market cap | $438.3B | $788.6M |
| P/E ratio | 14.5 | 12.0 |
Higher yield
SHBI
2.37%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
SHBI
+83% upside
BAC vs SHBI — FAQ
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