MA vs SHBI: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. SHBI offers the higher yield at 2.37%, MA has the higher dividend-safety score, and SHBI trades at the larger discount to fair value (+83%).
| Metric | MA | SHBI |
|---|---|---|
| Forward yield | 0.60% | 2.37% |
| Annual dividend | $3.48 | $0.56 |
| Payout ratio | 18% | 25% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 0.0% |
| 5-yr total return | 67% | 33% |
| Dividend safety score | 89 (A) | 83 (A) |
| Fair value estimate | $574.10 | $43.27 |
| Upside to fair value | -1% | +83% |
| Frequency | quarterly | quarterly |
| Market cap | $507.4B | $788.6M |
| P/E ratio | 31.8 | 12.0 |
Higher yield
SHBI
2.37%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
SHBI
+83% upside
MA vs SHBI — FAQ
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